Why is my freelance rate so much higher than my employee rate?

As a freelancer you pay self-employment tax (15.3%), business expenses, and have unpaid admin/marketing time. These costs can add 50-100% to the rate you need versus a salary.

What counts as a billable hour?

Only hours you actually charge clients. Marketing, admin, invoicing, and professional development are typically non-billable, which is why most freelancers only bill 50-60% of their working hours.

How many weeks per year should I plan for?

Most freelancers work 46-50 weeks per year after accounting for vacation, sick days, and slow periods. Using 48 weeks is realistic — it leaves 4 weeks for time off and accounts for the fact that freelancers rarely have 100% client coverage year-round.

Calculadora de Tarifa para Freelancer

Calcule a tarifa por hora necessária para atingir sua meta de renda.

Renda Anual Desejada

Despesas Anuais do Negócio

Alíquota (autônomo)

Horas Faturáveis por Semana

hrs

Semanas Trabalhadas por Ano

semanas

Valor Mínimo por Hora

$101.19

Receita Bruta Necessária$121,428.57

Impostos (estimado)$36,428.57

Custos Fixos$5,000.00

Horas Faturáveis/Ano1,200

To net $80,000.00/year after 30.00% taxes and $5,000.00 expenses, you need to bill at least $101.19/hour for 1200 hours per year.

Análise E Se

Alíquota (autônomo)$101.19

Horas Faturáveis por Semana$101.19

Semanas Trabalhadas por Ano$101.19

Most new freelancers charge 40–50% below their minimum viable rate — and burn out within a year.

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Invoice + Tax Calculator

Generate your first invoice at the correct rate

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Sobre esta Calculadora

Muitos freelancers cobram pouco porque esquecem impostos, despesas e horas não faturáveis. Esta calculadora mostra a tarifa real que você precisa cobrar para atingir sua renda alvo.

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Perguntas Frequentes

Por que minha tarifa freelancer é tão alta?

Como freelancer você paga INSS, despesas comerciais e tem horas não faturáveis. Esses custos podem adicionar 50-100% à tarifa necessária.

O que é uma hora faturável?

Apenas horas cobradas diretamente de clientes. Marketing, administração e formação geralmente não são faturáveis.

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For informational purposes only. Calculator results are estimates based on the inputs you provide. This is not financial, investment, tax, or legal advice. Consult a qualified financial professional before making major financial decisions.