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Find your max home price

See what you can afford before you start searching

Check your debt-to-income ratio

Lenders require DTI below 36% for most loans

Calculate mortgage payments

Know your full monthly cost before you offer

See compound interest at work

Understand why starting now matters

Project your retirement balance

Model contributions + employer match

Stress-test with inflation

See what your savings are worth in 30 years

Find your minimum viable rate

Cover taxes, expenses, and no-work weeks

Build your invoice

Calculate totals with tax and discounts

Plan an emergency fund

Freelancers need 6–8 months, not 3

See your debt-to-income ratio

Know where you stand before making a plan

Attack credit card debt first

Highest rate debt costs you the most

Start building savings

Set a target once the debt is gone