Paycheck Calculator
Calculate your take-home pay after federal tax, FICA, and state tax.
โน๏ธAbout This Calculator
Your gross salary and your take-home pay are very different numbers. Federal income tax, Social Security (6.2%), Medicare (1.45%), and state income tax all come out before you see a dollar. This calculator shows exactly where your paycheck goes so you can budget on your real income, not the number on your offer letter.
Frequently Asked Questions
How much of my paycheck goes to taxes?
For a typical single filer earning $75,000, roughly 22โ28% of gross pay goes to federal tax, Social Security, Medicare, and state tax combined. The exact amount depends on your filing status, state, and pre-tax deductions like 401(k) contributions.
Does 401(k) contribution reduce my taxes?
Yes โ traditional 401(k) contributions reduce your taxable income dollar-for-dollar. Contributing 6% of a $75,000 salary saves roughly $990โ$1,100 in federal tax alone (depending on your bracket), while building retirement savings.
What is FICA tax?
FICA stands for Federal Insurance Contributions Act. It includes Social Security tax (6.2% on income up to $176,100 in 2025) and Medicare tax (1.45% on all income, plus an additional 0.9% on income above $200,000). Your employer pays a matching amount.
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For informational purposes only. Calculator results are estimates based on the inputs you provide. This is not financial, investment, tax, or legal advice. Consult a qualified financial professional before making major financial decisions.