Why is my freelance rate so much higher than my employee rate?

As a freelancer you pay self-employment tax (15.3%), business expenses, and have unpaid admin/marketing time. These costs can add 50-100% to the rate you need versus a salary.

What counts as a billable hour?

Only hours you actually charge clients. Marketing, admin, invoicing, and professional development are typically non-billable, which is why most freelancers only bill 50-60% of their working hours.

How many weeks per year should I plan for?

Most freelancers work 46-50 weeks per year after accounting for vacation, sick days, and slow periods. Using 48 weeks is realistic — it leaves 4 weeks for time off and accounts for the fact that freelancers rarely have 100% client coverage year-round.

Kalkulator Tarif Freelancer

Hitung tarif per jam yang perlu Anda kenakan sebagai freelancer.

Pendapatan Tahunan yang Diinginkan

Pengeluaran Bisnis Tahunan

Tarif Pajak (wirausaha)

Jam Tagih per Minggu

jam

Minggu Kerja per Tahun

minggu

Tarif Minimum per Jam

$101.19

Pendapatan Bruto yang Dibutuhkan$121,428.57

Pajak (estimasi)$36,428.57

Biaya Tetap$5,000.00

Jam Tagih/Tahun1,200

To net $80,000.00/year after 30.00% taxes and $5,000.00 expenses, you need to bill at least $101.19/hour for 1200 hours per year.

Analisis Bagaimana Jika

Tarif Pajak (wirausaha)$101.19

Jam Tagih per Minggu$101.19

Minggu Kerja per Tahun$101.19

Most new freelancers charge 40–50% below their minimum viable rate — and burn out within a year.

Langkah berikutnya

Invoice + Tax Calculator

Generate your first invoice at the correct rate

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Tentang Kalkulator Ini

Banyak freelancer menetapkan tarif terlalu rendah karena lupa memperhitungkan pajak, biaya bisnis, dan jam tidak dapat ditagih. Kalkulator ini memberi Anda tarif nyata yang dibutuhkan untuk mencapai target penghasilan.

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Pertanyaan Umum

Mengapa tarif freelance saya jauh lebih tinggi?

Sebagai freelancer, Anda membayar iuran mandiri, biaya operasional, dan memiliki jam tidak dapat ditagih. Biaya-biaya ini bisa menambah 50-100% dari tarif yang diperlukan.

Apa itu jam yang dapat ditagih?

Hanya jam yang langsung ditagihkan ke klien. Pemasaran, administrasi, dan pengembangan diri umumnya tidak dapat ditagih.

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Bacaan Terkait

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For informational purposes only. Calculator results are estimates based on the inputs you provide. This is not financial, investment, tax, or legal advice. Consult a qualified financial professional before making major financial decisions.